Student Awards: Criteria, 学生的资格, and Election of Recipients

For many students, finding ways to fund college other than out of pocket is essential. There are different types of 金融援助, or funding for college including scholarships, 勤工俭学、助学金和贷款.

• 奖学金 are “free money” offered to help students pay for college. 奖学金可以基于 on academics, athletics, or the criterion specified by the scholarship donor. 学生 should apply for as many scholarships as they are eligible for. 此外，奖学金 不用还钱吗.
  • At 欧宝娱乐app, we offer many scholarships such as Merit 奖学金, Endowed 奖学金，还有一些体育奖学金.
  • The Lettie Pate Whitehead Scholars program annually provides scholarship support to deserving female Christian students in the South with financial 需要 and an interest 在卫生专业领域. Lettie Pate Whitehead scholarships are included in the recipients’ total 金融援助 package, and the scholarship follows scholars through 他们的学习课程. Lettie Pate Whitehead had a keen sense of duty to those in 需要, as well as a gracious and generous spirit. Lettie Pate Whitehead学者荣誉 these attributes and responsibilities by participating annually in annual academic lectures, service projects, and professional development programs.
• 联邦半工半读的 provides part-time jobs for students in financial 需要 to help pay for expenses.
• 奖助金 are also considered “free money” that 不用还钱吗 as long as eligibility 满足要求. Most grants are federal money and are awarded based on financial 需要. 学生 必须完成 FAFSA to become eligible for federal and state grants.
  • 学生 who are acknowledged as North Carolina residents may be eligible for the 北卡罗来纳助学金. 北卡罗来纳助学金奖学金 Private College 学生 aids many 欧宝娱乐app students in funding of their 大学之旅. The award amount varies and carries a rolling deadline. 需求 获得此奖项的包括:
  • Be a North Carolina resident as well as a North Carolina resident student for tuition purposes, as defined by the North Carolina Residency Manual
  • Be enrolled as an undergraduate student in at least 9 credit hours at a qualifying 北卡罗来纳私立校园
  • Meet requirements for the Federal Pell Grant (except the Expected Family Contribution (EFC)用于联邦佩尔助学金的范围)
  • In order to receive the full award amount allotted as a North Carolina 需要-Based Scholarship recipient, students must be enrolled in 15 credit hours per semester classified 作为“全日制+”学生.
• 贷款是一种必须偿还的援助形式. 这是你借回来的钱 有兴趣地. Loans are offered by the federal government and private organizations.

联邦和. 私人学生贷款

Federal student loans are provided by the government and often include fixed interest rates that are generally lower than private loans. 联邦贷款更加灵活 还款方式. Private loans are provided by banks or state-affiliated agencies 并且通常需要一个共同签署人. Private student loans should be the last resort option 支付大学费用.

补贴贷款和无补贴贷款

Subsidized and unsubsidized loans are the primary loans offered by the federal government. Subsidized loans are only offered to undergraduate students in financial 需要. 需要 is determined by the federal government with the FAFSA application. 未受资助的贷款 are available to all students and are not based on financial 需要.

直接PLUS贷款

Direct PLUS loans are offered to parents of undergraduate students and can be useful if subsidized and unsubsidized loans or other forms of 金融援助 do not cover 所有出勤费用. These should be a last resort next to private student loans.

完成FAFSA

学生 wishing to receive federal 金融援助 such as grants, loans, or work-study 必须完成 Free Application for Federal Student 援助 (FAFSA). FAFSA information is also used to determine eligibility for certain state and school 金融援助. Completing the FAFSA does not obligate you to accept any financial aid offered, you will be able to review and decide what aid you 需要 and want to accept. 请务必列出我们学校的代码: 002943.

• Provide information concerning the method and frequency of Title IV disbursements, loan terms, a sample loan repayment schedule, and the importance of repaying loans.

完成fafsa

 Method and Frequency of Title IV Disbursements, Loan Terms, and Loan Information

All federal student aid will be disbursed to the student’s account 30 calendar days 在第一天的课程之后. The 金融援助 office will disburse the student’s aid via the Common Origination and Disbursement System (COD) and will be reflected 以学生的名义.

Federal 直接贷款 can be subsidized, unsubsidized or the optional Parent PLUS for 受供养学生的家长. All Federal 直接贷款 charge an origination fee. View more information on fees and interest rates.

Although you may be assigned a repayment plan when you first begin repaying your student loan, you can change your repayment plans at any time- for free. 查看还款计划的更多信息.